Investment Planning: Four Cardinal Rules of Asset Allocation
Asset allocation is a way of determining how much to invest in each of the four major asset classes—equity, debt, commodities, and real estate. Each of these asset classes come with its own pluses and pitfalls, and thus investors’ preference of asset classes may drastically…
Is Gold Better than Bonds for Long-term Investment?
Gold for most Indians is not just an investment instrument but more of an emotional investment. Higher liquidity and sentimental attachment towards the precious metal make it part of just about everyone’s portfolio. Add to it the current uncertainties of the Covid pandemic and economic…
Gold as an Investment: Should you Buy, Hold, or Sell?
The concept of gold as an investment can be intriguing. When you see a man wearing a Gold face mask costing a whopping Rs.3.5 lakhs, you know you are in India. The Indian obsession for the yellow metal is no secret. Buyers consider gold as…
Protecting Returns: Do’s and Don’ts of Portfolio Diversification
In the investment world, high returns are almost always accompanied by high risk. So, what if you want to protect your returns but minimise your risks? This question dogs every investor, small or big. Diversification is an investment strategy used to spread the risks across…