Investing in a Company’s Stock? Here’s Why You Need to Study its Parent First
Rithika had invested Rs 1 lakh in the shares of a telecom major. After seeming to do well for about a year, the share price started plummeting alarmingly. Within no time, Rithika’s investment value dropped to Rs 60,000. She could not understand why the stock…
Are You a Risk Seeking Investor? Here’s How to Find Out
Ask any investor what is her main fear while investing and her response will point towards the fear of losing money. In other words, investors fear the risk of investment, which is the likelihood of not getting returns on the principal amount invested, or even…
How to Build a Balanced Investment Portfolio Based on your Risk Appetite
If you have ever sat down with a financial planner, or even read any of the numerous investment articles that the internet is peppered with, you will be bombarded by an avalanche of so-called investment rules of thumb. You have the ‘100 minus your age’…
Lessons From the Coffee Day Financial Meltdown: What an Investor Should Watch Out For
After the tragic demise of coffee king VG Siddhartha (VGS), a line in his last letter came to light wherein he admitted to “failing as an entrepreneur.” The irony was not lost on India Inc. His success as an entrepreneur is what made Café Coffee Day…
Is a Crashing Market a Good Time for Mutual Fund Investors to Exit?
With the Indian stock markets tumbling in recent months, many equity portfolios are in the red and investors are understandably concerned. Nifty is already well below the 11,000 mark, and may well be close to the 9,000 mark effectively if one excludes the top 10…
How to Use Net Present Value in your Investment Planning
Rajyavardhan has a 10-year-old son who is very inquisitive about money. Wanting to test his son’s savviness, he showed his son a Rs 2000 note and gave him a choice: his son could either opt to take the note immediately; or, he could take it…
Contrarian Investing: The Witch of Wall Street tells you How!
Known as the “Oracle of Omaha”, Warren Buffet remains one of the most storied and consummate investors of Wall Street. The third wealthiest man in the world by net worth, he is synonymous with contrarian investing – the art of going against the herd when…
Why Women Feel They Don’t Know How to Manage Finances
First off, women do know how to manage finances. So the skill is in place. The confidence? Not so much. So, what’s holding back the woman of today when it comes to money management? What’s stopping her from turning on a dime and grab the…
Women and Investments: Are Women the “Reluctant” Investors in MF?
I write about money and personal finance on social media channels like Facebook and Twitter. Recently a lady commented on a Facebook post wherein she wrote, and I quote, “I have invested in Mutual funds before and have had a bad experience. So I don’t…
Benefits of Buying House in Wife’s Name
Buying a property is one of the biggest financial decisions in our lives. Some home buyers look at the option of buying a house in the name of the lady of the house. Be it for lady luck, or for some financial benefits, buying a…