Is Fintech Missing the Human Element? A Hard Look
Fintech occupies pride of place and mindshare in today’s narrative of the performing sector. Riding on the back of continuously disruptive technologies like Blockchain, AI, ML, and Big Data, the Fintech sector has delivered more innovation in the last 5 years than that has happened…
Resurgent India: The Next Global Hub of Financial Services
India is one of the fastest-growing economies in the world. The country has seen vibrant innovation in the Fintech space, the digital economy has taken off after the demonetization drive 4 years back. It is also seemingly well on its way to becoming an economic…
Capital Markets: Disruptive Drivers of Financial Empowerment
Capital markets are a part of a financial system concerned with raising capital by dealing in shares, bonds, and other long-term investments. Stock markets and capital markets are where wealth is created. And where there is wealth creation, there is security, there is financial empowerment. Mr….
Equity Mutual Funds: Evaluate Risks in an Equity Fund via Beta Value
Equity mutual fund schemes are known to be riskier than debt schemes or liquid fund schemes. This is common knowledge. However, what if one wants to compare within equity mutual fund schemes to see which fund is riskier? One of the ways of doing that…
Debt funds: Know When you Should Invest in Liquid Funds
Liquidity in one’s portfolio is an investment criterion grossly underestimated by the common investor. If your investment portfolio does not have adequate liquidity to manage emergencies, running expenses, and planned contingencies, your financial plans may get thrown off track and you may end up with…
Index Funds: A Low-cost, Low-risk Investment
Equity investments usually entail volatility in price and require analytical effort not only to make a good investment but also to track it thereafter. So much so that equity has become synonymous with high risk and high effort. This need not be the case. Index…
Equity Investing: Using Momentum Indicators to Invest in Stocks
While technical indicators of stock price movements like moving averages and support and resistance levels can help identify trends in the stock markets, frequently this is not enough. These trend indicators do not forewarn investors before a trigger event occurs upon which the investor needs…
Why you’ll Never Go Wrong with Real Estate Investment
During uncertain and turbulent times, the one place that offers comfort and safety is ‘home’. With job losses and economic upheaval, paying rental for homes suddenly became a financial burden. Home loan borrowers on the other hand had an option to avail EMI moratorium making…
Options Trading: Know the Essentials of Call and Put Options
While investors are familiar with stock market instruments like shares and mutual funds, there is another class of investment instruments called Options, which are advanced investment instruments. While options exist for assets in the commodities market as well, we will be restricting ourselves to the…
Your Money: Know how Balanced Mutual Funds Operate
Balanced mutual funds, or balanced funds, usually are the “go to” option for most small investors. Apart from the ease of investing, the commonly held understanding is that they are safe and provide decent returns. However, both these aspects may not be true of all…