Investment Planning: Four Cardinal Rules of Asset Allocation
Asset allocation is a way of determining how much to invest in each of the four major asset classes—equity, debt, commodities, and real estate. Each of these asset classes come with its own pluses and pitfalls, and thus investors’ preference of asset classes may drastically…
Smart Investing: Five Behavioural Biases that Trip up Investors
Behavioural biases are one of the most common occurrences in investment decision making, yet are one of the last things on an investor’s mind. If you have ever bought gold in a rush, or purchased a stock just because all your colleagues bought it, or…
Your Money: Go for Floater Funds, Floating Rate Bonds or Market-Linked Debentures
While borrowers are rejoicing at the falling interest rates, bond investors and takers for term deposits are wringing their hands in despair. Investors depending on fixed income have seen their interest income dip in the recent past. This situation may persist for some time, but…
Golden Tips for Investing in Gold
India’s fascination for gold – the precious metal – is always on an upward trend. Read on for some great tips for investing in gold, including why buy gold, when to buy, and how much to buy. Gold has always been considered a time-tested asset…
YourStory and Yahoo feature Nisary in a 5-part Interview Series of Makers India
In this 5-part interview series under Women and Money Matters, Makers India features HerMoneyTalks founder Nisary live on financial management skills, on the need for gender budgeting, on bridging the financial literacy gap, and on Indian women entrepreneurs’ expectations from the Union Budget: 29th Jan:…
Personal Finance for the Millennial Woman
Millennials are a generational cohort that are unique in their outlook to life, preferences, opinions, and even purchase behavior. Globally, their formative experiences have had unique influences that stand them apart from any other generational cohort till date. The Millennial woman, thus, is a very…
Why Financial Awareness is a Non-Negotiable Today for Professional Success
In the 1980s and 90s, it was basic literacy that took the country by storm. In the 2000s, it was internet literacy. Today, as we see the fruits of these movements taking shape, we stand on the cusp of yet another literacy movement – that…
Why Fund Management is like a Life Hack
They say life imitates fiction. But do you know that life can imitate science too? And fund management is a science by itself. It harbors life hacks and secrets that can be harnessed to improve the quality of our life, the quality of our thoughts,…
If the Indian Woman Were a Story to be Written
Much has been written, spoken, and discussed about women, particularly when it comes to empowerment. But, seldom have we delved into our ancient history of Indian society. Seldom have we looked into the past to decipher what the future holds, or should hold, when it…
Using LEAN to Develop a Can-do Mindset
The Covid- 19 pandemic has rebooted the lives of every human being. It has reset the way people look at life, relationships, and family. Most importantly it has changed the attitude of people towards money and the actions we take concerning that. At the recently…