Is a Crashing Market a Good Time for Mutual Fund Investors to Exit?
With the Indian stock markets tumbling in recent months, many equity portfolios are in the red and investors are understandably concerned. Nifty is already well below the 11,000 mark, and may well be close to the 9,000 mark effectively if one excludes the top 10…
4 Ways to Beat Falling Insurance Cover for Deposits
A deposit is one of the most tested small-savings instrument for retail investors. It is risk-free, making it one of the safest financial products. Well, not quite. What happens if the bank where you have parked your deposit gets liquidated or folds up due to…
How to Use Net Present Value in your Investment Planning
Rajyavardhan has a 10-year-old son who is very inquisitive about money. Wanting to test his son’s savviness, he showed his son a Rs 2000 note and gave him a choice: his son could either opt to take the note immediately; or, he could take it…
Why Time Value of Money is Important in Financial Planning
If you thought demonetization was a big game-changer and destroyed the value of money in huge chunks, there’s a bigger game-changer on the horizon. This game-changer dwarfs demonetization when it comes to eroding the value of money. It is called time. Time can wreak havoc…
4 Money Management Hacks for Single Indian Women
Being single is usually seen as the doorway to freedom and independent decision-making. However, when it comes to money management, being single can have its own pitfalls, more so if you’re a woman. As per a study conducted by women-centric financial services platform Hermoneytalks.com, 54%…
How Entrepreneurs can Build their Personal Net Worth Statement
Personal net worth can be a tricky concept, more so for entrepreneurs. Based on the legal structure of their company, startup founders and promoters may have to reinterpret their equity holdings to draw up their personal net worth statement. That said, the concept itself is…
Qualities of an Entrepreneur: Why Financial Planning is a Do-or-Die Matter
As compared to 2017, the year 2018 remained flat in terms of number of venture capital deals and funding secured by entrepreneurs. Private equity even shrunk, as compared to 2017. One would have been forgiven to think that entrepreneurs were having a dull day at…
How Alimony is Taxed in India
Rajiv and Anita had been married for ten years. Due to certain irreconcilable differences that cropped up between them, they decided to separate. Apart from the physical and mental toll that divorce proceedings inflict on both partners, Anita also had to sort out the complex…
Why Women Shy Away from Taking Personal Loans
Personal loans can be very handy in times of financial deficit or emergency situations like sudden hospitalization. This can be even more so for Indian women as they seem to be earning less, spending more on medical expenses, yet receiving less insurance protection over time….
4 Little-known Insights into How Women in India Manage Money
One woeful stereotype that has persisted over the years has women unable to skillfully drive vehicles on roads or park them properly. Similarly, another prevailing stereotype of women insists that women and money management do not sit well with each other. On the other hand,…