Life insurance: How to Calculate Returns on Insurance Policies
Many insurance products such as child plans and pension plans can take on the flavor of investments based on your objective of buying them. You may therefore want to compare the payouts to other investment products in the market, or even compare between insurance plans….
Options Trading: Know the Essentials of Call and Put Options
While investors are familiar with stock market instruments like shares and mutual funds, there is another class of investment instruments called Options, which are advanced investment instruments. While options exist for assets in the commodities market as well, we will be restricting ourselves to the…
Your Money: Know how Balanced Mutual Funds Operate
Balanced mutual funds, or balanced funds, usually are the “go to” option for most small investors. Apart from the ease of investing, the commonly held understanding is that they are safe and provide decent returns. However, both these aspects may not be true of all…
Is Gold Better than Bonds for Long-term Investment?
Gold for most Indians is not just an investment instrument but more of an emotional investment. Higher liquidity and sentimental attachment towards the precious metal make it part of just about everyone’s portfolio. Add to it the current uncertainties of the Covid pandemic and economic…
New RBI Guidelines on Loan Moratorium: What Should Borrowers do?
The current uncertainty due to the Covid pandemic is not just a medical one. It has also spilled over to the financial world, with the 6-month loan moratorium period ending on 31st August 2020. Even while the moratorium period was on, there were varying voices…
Legal Heir versus Nominee: What you may Not Know
It is common to get confused between legal heir versus nominee when it comes to succession of benefits or assets. We often write the name of our loved ones as a ‘nominee’ in our banks accounts, Public Provident Funds, or other such investments. This is…
Your Money: A Few Technical Indicators that can Help Identify Market Trends
Stock markets are known to be brutal to investors who invest unscientifically or based on hearsay. While no one can predict stock price movements with certainty, it helps to take an informed decision before investing. Technical analysis of stock prices enables investors to do just…
Home Loans: Should you Switch over to Fixed Interest Rates?
Property investors, who have been sitting on cash and waiting on the sidelines for many years now, have a reason to rejoice. Their search for the “best price” may be coming to an end. Not only are real estate prices softening, but also home loan…
Transferring Money Online: RTGS, NEFT, or IMPS?
Whether you have to pay online school fees, buy groceries, or order supplies for your home-based business, transferring money online from your bank is one of the fastest, safest, and easiest modes to make payments anywhere anytime. Fund transfer from your bank account can be…
Fixed Income: Key Things to Know Before you Invest in Bonds
Conservative investors in India flock to fixed deposits when in doubt. However, fixed deposits have lost their shine of late. Interest rates have been dipping and risk-averse investors seem to be left with no options. Bonds are a good alternative in such cases, but one…