How to Build DIY Insurance Corpus
Thirty-year-old Kanika was in search of a cost-effective insurance plan for health and life coverage. She had heard about bite-sized insurance plans that promised such coverage at very affordable “per day” rates. To her surprise, she found just such a plan online that offered Rs…
Investing in fluctuating markets: Buy, hold, or exit?
The first quarter of 2020 witnessed a bloodbath on the bourses. From a high of 41,952 on 14th January, 2020, the stock markets plummeted to a low of 39-month low of 25,981 on 23rd March, 2020. The last time the BSE Sensex had been at…
Top 5 Financial Gifts for your Valentine this Valentine’s Day
Come February and it’s that time of the year again where conversations revolve around the theme of love with an ever- increasing buzz for Valentine’s Day. Irrespective of your age, gender, marital status and between all the exotic flowers, chocolates, dinner or movie dates, a…
What is Opportunity Cost and How it Can Help you Take Better Investment Decisions
Investing is all about parking money in a financial product or economic vehicle in the hope of making more money than what was invested. Investors usually factor in many criteria—like returns or holding period or riskiness—to make that decision. What if there were some hidden…
How Free Investment Advice can Ruin you
When you pay for something, you are naturally cautious about what you are buying. However, when it comes to something offered for free, there is a risk of throwing all caution to the wind. Free investment advice may be one such area. Recently, the Securities…
Is Bharat Bond ETF a Good Investment Bet? Here is What you Need to Know
Recessionary undercurrents and uneasy markets are pushing investors towards more secure, liquid investment options. The launch of the Bharat Bond Exchange Traded Fund (ETF) offers one such fixed income investment option, a first-of-its-kind in the Indian market. The New Fund Offer (NFO) of the Bharat…
From Auto to BFSI, Four Sectors under Stress: Invest or Avoid in 2020?
2019 was an eventful year for the markets for good and bad reasons. While the Sensex and the Nifty touched new highs, we saw some Non-Banking Financial Companies (NBFCs) struggling to stay afloat and some banks wading through cash crunches. With India’s Gross Domestic Product…
MCLR or External Benchmarks: Which is Better for Loans
As part of a structural change to make banking more robust and transparent, the Reserve Bank of India (RBI) has directed banks to adopt an external benchmarking mechanism starting 1st October 2019. Amid the new regulations, all banks will now finalize interest rates on floating…
Investing in a Company’s Stock? Here’s Why You Need to Study its Parent First
Rithika had invested Rs 1 lakh in the shares of a telecom major. After seeming to do well for about a year, the share price started plummeting alarmingly. Within no time, Rithika’s investment value dropped to Rs 60,000. She could not understand why the stock…
Are You a Risk Seeking Investor? Here’s How to Find Out
Ask any investor what is her main fear while investing and her response will point towards the fear of losing money. In other words, investors fear the risk of investment, which is the likelihood of not getting returns on the principal amount invested, or even…