8 Areas Women would like FM Nirmala Sitharaman to Address
The coronavirus pandemic has hit hard every section of the populace be it young office goers, corporate honchos, laborers, the elderly and pensioners, those working in the formal sector and those in the informal, et al. But, as in any other crisis, social or economic,…
Is Gold Better than Bonds for Long-term Investment?
Gold for most Indians is not just an investment instrument but more of an emotional investment. Higher liquidity and sentimental attachment towards the precious metal make it part of just about everyone’s portfolio. Add to it the current uncertainties of the Covid pandemic and economic…
New RBI Guidelines on Loan Moratorium: What Should Borrowers do?
The current uncertainty due to the Covid pandemic is not just a medical one. It has also spilled over to the financial world, with the 6-month loan moratorium period ending on 31st August 2020. Even while the moratorium period was on, there were varying voices…
4 Financial Planning Mistakes you Should Avoid in the post-Covid World
Living in a Covid-induced lockdown world is emerging as a challenge for virtually everyone. Be it a business owner fighting liquidity crunch or a salaried individual worried about job loss or salary cuts, the times are uncertain and challenging. On the other hand, financial plans…
Rules of Inheritance: Know How to Transfer Property in your Name
What is yours today will be someone else’s tomorrow, underlines the core philosophy of the Bhagawad Gita. Religious texts apart, inheritance or passing on of legacy for both tangible and intangible assets is a stark reality. In today’s world where property is a prized asset,…
Top 5 Financial Gifts for your Valentine this Valentine’s Day
Come February and it’s that time of the year again where conversations revolve around the theme of love with an ever- increasing buzz for Valentine’s Day. Irrespective of your age, gender, marital status and between all the exotic flowers, chocolates, dinner or movie dates, a…
MCLR or External Benchmarks: Which is Better for Loans
As part of a structural change to make banking more robust and transparent, the Reserve Bank of India (RBI) has directed banks to adopt an external benchmarking mechanism starting 1st October 2019. Amid the new regulations, all banks will now finalize interest rates on floating…
Why You Need an Indemnity Insurance
A health insurance plan must be selected after understanding one’s needs and risks. For some, it may be about the final premium outflow while for others it may be getting coverage for a certain high risk disease that may run in the family. Rising costs…