How Free Investment Advice can Ruin you
When you pay for something, you are naturally cautious about what you are buying. However, when it comes to something offered for free, there is a risk of throwing all caution to the wind. Free investment advice may be one such area. Recently, the Securities…
Is Bharat Bond ETF a Good Investment Bet? Here is What you Need to Know
Recessionary undercurrents and uneasy markets are pushing investors towards more secure, liquid investment options. The launch of the Bharat Bond Exchange Traded Fund (ETF) offers one such fixed income investment option, a first-of-its-kind in the Indian market. The New Fund Offer (NFO) of the Bharat…
From Auto to BFSI, Four Sectors under Stress: Invest or Avoid in 2020?
2019 was an eventful year for the markets for good and bad reasons. While the Sensex and the Nifty touched new highs, we saw some Non-Banking Financial Companies (NBFCs) struggling to stay afloat and some banks wading through cash crunches. With India’s Gross Domestic Product…
Investing in a Company’s Stock? Here’s Why You Need to Study its Parent First
Rithika had invested Rs 1 lakh in the shares of a telecom major. After seeming to do well for about a year, the share price started plummeting alarmingly. Within no time, Rithika’s investment value dropped to Rs 60,000. She could not understand why the stock…
Are You a Risk Seeking Investor? Here’s How to Find Out
Ask any investor what is her main fear while investing and her response will point towards the fear of losing money. In other words, investors fear the risk of investment, which is the likelihood of not getting returns on the principal amount invested, or even…
How to Build a Balanced Investment Portfolio Based on your Risk Appetite
If you have ever sat down with a financial planner, or even read any of the numerous investment articles that the internet is peppered with, you will be bombarded by an avalanche of so-called investment rules of thumb. You have the ‘100 minus your age’…
Lessons From the Coffee Day Financial Meltdown: What an Investor Should Watch Out For
After the tragic demise of coffee king VG Siddhartha (VGS), a line in his last letter came to light wherein he admitted to “failing as an entrepreneur.” The irony was not lost on India Inc. His success as an entrepreneur is what made Café Coffee Day…
Is a Crashing Market a Good Time for Mutual Fund Investors to Exit?
With the Indian stock markets tumbling in recent months, many equity portfolios are in the red and investors are understandably concerned. Nifty is already well below the 11,000 mark, and may well be close to the 9,000 mark effectively if one excludes the top 10…
4 Ways to Beat Falling Insurance Cover for Deposits
A deposit is one of the most tested small-savings instrument for retail investors. It is risk-free, making it one of the safest financial products. Well, not quite. What happens if the bank where you have parked your deposit gets liquidated or folds up due to…
How to Use Net Present Value in your Investment Planning
Rajyavardhan has a 10-year-old son who is very inquisitive about money. Wanting to test his son’s savviness, he showed his son a Rs 2000 note and gave him a choice: his son could either opt to take the note immediately; or, he could take it…