Fixed Income: Key Things to Know Before you Invest in Bonds
Conservative investors in India flock to fixed deposits when in doubt. However, fixed deposits have lost their shine of late. Interest rates have been dipping and risk-averse investors seem to be left with no options. Bonds are a good alternative in such cases, but one…
Investment Tracking: Four Performance Metrics for your Investments
There is a secret sauce to not worrying about how your investment portfolio is doing. That is to have no portfolio in the first place. Other than that, every investor worries about his or her investments, and needs to indulge in some investment tracking. However,…
Stock Market Investment: Top 4 Sectors to Invest in Right Now; Here’s Why
Sectoral investing is a time-tested way to not only diversify your holdings but also take advantage of sector-specific trends to suit your stock market investment objectives. As the overall economy remains subdued under the current slowdown, certain sectors are showing signs that they may be…
Protecting Returns: Do’s and Don’ts of Portfolio Diversification
In the investment world, high returns are almost always accompanied by high risk. So, what if you want to protect your returns but minimise your risks? This question dogs every investor, small or big. Diversification is an investment strategy used to spread the risks across…
How to Build DIY Insurance Corpus
Thirty-year-old Kanika was in search of a cost-effective insurance plan for health and life coverage. She had heard about bite-sized insurance plans that promised such coverage at very affordable “per day” rates. To her surprise, she found just such a plan online that offered Rs…
Investing in fluctuating markets: Buy, hold, or exit?
The first quarter of 2020 witnessed a bloodbath on the bourses. From a high of 41,952 on 14th January, 2020, the stock markets plummeted to a low of 39-month low of 25,981 on 23rd March, 2020. The last time the BSE Sensex had been at…
What is Opportunity Cost and How it Can Help you Take Better Investment Decisions
Investing is all about parking money in a financial product or economic vehicle in the hope of making more money than what was invested. Investors usually factor in many criteria—like returns or holding period or riskiness—to make that decision. What if there were some hidden…
How Free Investment Advice can Ruin you
When you pay for something, you are naturally cautious about what you are buying. However, when it comes to something offered for free, there is a risk of throwing all caution to the wind. Free investment advice may be one such area. Recently, the Securities…
Is Bharat Bond ETF a Good Investment Bet? Here is What you Need to Know
Recessionary undercurrents and uneasy markets are pushing investors towards more secure, liquid investment options. The launch of the Bharat Bond Exchange Traded Fund (ETF) offers one such fixed income investment option, a first-of-its-kind in the Indian market. The New Fund Offer (NFO) of the Bharat…
From Auto to BFSI, Four Sectors under Stress: Invest or Avoid in 2020?
2019 was an eventful year for the markets for good and bad reasons. While the Sensex and the Nifty touched new highs, we saw some Non-Banking Financial Companies (NBFCs) struggling to stay afloat and some banks wading through cash crunches. With India’s Gross Domestic Product…