Equity Mutual Funds: Evaluate Risks in an Equity Fund via Beta Value
Equity mutual fund schemes are known to be riskier than debt schemes or liquid fund schemes. This is common knowledge. However, what if one wants to compare within equity mutual fund schemes to see which fund is riskier? One of the ways of doing that…
Debt funds: Know When you Should Invest in Liquid Funds
Liquidity in one’s portfolio is an investment criterion grossly underestimated by the common investor. If your investment portfolio does not have adequate liquidity to manage emergencies, running expenses, and planned contingencies, your financial plans may get thrown off track and you may end up with…
Index Funds: A Low-cost, Low-risk Investment
Equity investments usually entail volatility in price and require analytical effort not only to make a good investment but also to track it thereafter. So much so that equity has become synonymous with high risk and high effort. This need not be the case. Index…
Equity Investing: Using Momentum Indicators to Invest in Stocks
While technical indicators of stock price movements like moving averages and support and resistance levels can help identify trends in the stock markets, frequently this is not enough. These trend indicators do not forewarn investors before a trigger event occurs upon which the investor needs…
Why you’ll Never Go Wrong with Real Estate Investment
During uncertain and turbulent times, the one place that offers comfort and safety is ‘home’. With job losses and economic upheaval, paying rental for homes suddenly became a financial burden. Home loan borrowers on the other hand had an option to avail EMI moratorium making…
Life insurance: How to Calculate Returns on Insurance Policies
Many insurance products such as child plans and pension plans can take on the flavor of investments based on your objective of buying them. You may therefore want to compare the payouts to other investment products in the market, or even compare between insurance plans….
Options Trading: Know the Essentials of Call and Put Options
While investors are familiar with stock market instruments like shares and mutual funds, there is another class of investment instruments called Options, which are advanced investment instruments. While options exist for assets in the commodities market as well, we will be restricting ourselves to the…
Your Money: Know how Balanced Mutual Funds Operate
Balanced mutual funds, or balanced funds, usually are the “go to” option for most small investors. Apart from the ease of investing, the commonly held understanding is that they are safe and provide decent returns. However, both these aspects may not be true of all…
Your Money: A Few Technical Indicators that can Help Identify Market Trends
Stock markets are known to be brutal to investors who invest unscientifically or based on hearsay. While no one can predict stock price movements with certainty, it helps to take an informed decision before investing. Technical analysis of stock prices enables investors to do just…
Home Loans: Should you Switch over to Fixed Interest Rates?
Property investors, who have been sitting on cash and waiting on the sidelines for many years now, have a reason to rejoice. Their search for the “best price” may be coming to an end. Not only are real estate prices softening, but also home loan…