When women have their own needs and purchase patterns, shouldn’t credit cards follow suit? They indeed do. Today, there are tons of credit cards for women in India that offer the best shopping experience. No wonder women are laughing all the way to the shopping plaza.

Here’s our pick of credit cards for women in India that you can’t afford to miss:

1: HDFC Solitaire

HDFC Solitaire is a women-centric credit card offering Shoppers Stop vouchers worth Rs. 2000 along with cash back of Rs. 4000 on spending of over Rs. 5 Lakhs. Ladies, shopping can now be both fun and rewarding.

2: Citibank Rewards Card

Citibank Rewards Card allows for 10 Reward Points for every Rs. 125 spent at affiliated apparel and department stores. Every card anniversary offers additional reward points along with signing up for email statements.

3: American Express Payback Credit Card

American Express PAYBACK Credit Card allows for payback points when used at stores or payback partners. Conveniently, the payback points make shopping both rewarding and pocket friendly.

4: ICICI Bank Coral Credit Card

With 15% savings on dining at over 800 restaurants, ICICI Bank Coral card is apt for the rewarding experience with its double reward points for the spendthrift women in you.

5: Standard Chartered Inner Circle Platinum

The card offers 9x reward points at Lifestyle and inner circle affiliated stores. So if you are regular at Lifestyle stores, this card can enhance your shopping experience with active discounts.

6: Axis Bank Neo Credit Card

Axis Bank Neo credit card offers vouchers from portals like Amazon, BookMyShow and Jabong. Further, the card offers a minimum 15% discount at our partnered restaurants across India making it ideal for online shopping and food lovers.

7: SBI FBB Styleup Credit Card

The card offers 10x reward points and 10% cash back on purchases from Big Bazaar and other FBB outlets.

8: Kotak Silk Inspire

The card offers 5X reward points on every Rs. 100 spent with deals on shopping, dining, travel and entertainment.

9:  HDFC MoneyBack Card

Everything from activation and transactions through PayZapp comes with a cash back incentive making HDFC MoneyBack Card a truly popular card for women card owners.

10: SBI SimplySave Card

The card offers 10x reward points of shopping, grocery and movies. Little surprise then, this card matches the modern Indian woman style for style, substance for substance.

Women Credit Cards at a Glance

Credit Card Joining/Annual Fee Features and Rewards
HDFC Solitaire Rs. 599, which is waived off if you spend Rs. 50,000 per year or more ·         Get Rs. 1,000 Shopping vouchers on Rs. 75,000 spends every 6 months.

·         50% more Reward Points on dining and grocery spends.

·         3 Reward Points on Rs. 150 spent.

Citibank Rewards Card Annual fee of Rs. 1000 is waived on making spends of Rs. 30,000 in a membership year. ·         10 Reward Points for every Rs125 spent at apparel and department stores

·         Get 2,500 points on Card activation

·         Instant redemption at select partner stores.

American Express Payback Credit Card First Year Fee: Rs. 750 plus applicable taxes (Second Year onward: Rs. 1,500 plus applicable taxes) ·         2 PAYBACK Points for every1 Rs. 100 spent except for spend at Fuel, Utilities, Insurance and Cash Transactions.

·         Additionally, get multiple PAYBACK Points across more than 50 PAYBACK partners.

ICICI Bank Coral Credit Card Rs. 1000 Joining fees/Rs. 500 annual fees+ applicable taxes, waived for annual Rs1.25lakh spends ·         2X Cash rewards on supermarket and grocery store expenses

·         15% discount at partner restaurants

Standard Chartered Inner Circle Platinum Rs. 250 ·         9x reward points on your daily groceries, home and lifestyle shopping

·         5% cashback on your grocery shopping

·         Contactless Credit Card

Axis Bank Neo Credit Card Rs. 250/ ·          

·         10% off every time @ BookMyShow, Myntra, Freecharge and more

·         2 points with every Rs. 200 spent

·         Min. 15% off on dining at partner restaurants

SBI FBB Styleup Rs. 499/Rs.499 ·         Welcome gift of Rs. 500 worth Fbb gift voucher

·         10X Reward Points on your spends at Big Bazaar, Standalone Fbb and Food Bazaar outlets, and on all your Dining expenditures

Kotak Silk Inspire Rs. 599/Rs.599 ·         Up to 5x  Reward Points

·         Fuel Surcharge Waiver

·         Silk Inspired Shield

HDFC MoneyBack Card Rs. 500/ Rs. 500 ·         2 X Reward Points on online spend.

·         Zero Lost Card liability post reporting of the loss

SBI SimplySave Card Rs. 499/Rs.499 ·         10x Reward Points

·         Accepted in 24 million outlets across the globe