“Step towards your money, rather than away from it,” Suze Orman said.

Bestselling personal finance author Suze Orman may have officially retired to the Bahamas, but she’s still doling out timeless money advice.

Orman recently talked  on a panel about a revamped edition of her bestselling book “Women & Money“. This was in the wake of the #MeToo movement.

Orman describes the book as “a personal educational system … for women who want to be strong, smart, and secure.” She said what happens to your money directly impacts your quality of life, not anyone else’s. So she’s encouraging women to take charge.

“It’s so hard to just say one action item without knowing who I’m talking to or whatever. But the main action really I would say to somebody is step towards your money, rather than away from it,” she said on the podcast when asked about her best advice.

She’s talking about making smart investment decisions, like investing in low-cost index funds, which she calls “the winning ticket.”

“Here’s what I found works so great: women love when things are on sale. They do. They wait, they’ll buy it cheaper. They love that,” Orman said. “You explain dollar cost averaging to them, and why buying these stocks on sale is exactly what they want to do.” She suggests investing with a small amount of money each month that you’d be comfortable losing, such as $100. You can even do it through contributions to your 401(k), she said.

“As soon as they get that, it’s okay, and they’ll be better off when the market goes down for the long run, because they’re buying more shares. We’ve taken the fear out of it,” Orman said.

“This isn’t rocket science people,” Orman said. “Everybody can do it, everybody should do it and everybody who does it will be happy that they did so.”